This position is located in office at the Dallas Branch - 7621 Inwood Rd. Dallas, TX 75209

Summary

The Credit Support position supports the activities of the Bank's credit department, including the processing of consumer loan applications, completing spreads of business financial statements maintaining the credit files of the bank. Promotes and maintains the Bank's mission, values and culture. Provides exceptional communication and service to employees and customers.

Essential Functions/Job Responsibilities

• Assist in the preparation and processing of credit applications and documentation.
• Maintain and update customer credit files and records with accuracy, attention to detail, and confidentiality.
• Support in conducting credit evaluations and risk assessments.
• Ensure compliance with bank policies and regulations.
• Prepare and distribute regular reports on credit activities
• Coordinate with internal departments to resolve credit related inquiries and discrepancies.
• Assist in the development and implementation of credit policies and procedures.
• Provide administrative support to the credit department.
• Ensure timely entry of credit data into banking systems and databases while ensuring accuracy of data received.
• Provide Support during audits and regulatory reviews.
• Assist in the identification and management of potential credit risks.
• Participate in team meetings to discuss credit strategies and improvements.
• Ensure compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and related laws as they pertain to the Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program.

Job Requirements

• High school diploma or equivalent; associate or bachelor's degree in finance, accounting, or a related field is preferred.
• Minimum of 2 years of experience in a banking or financial services environment.
• Strong understanding of credit processes and procedures.
• Proficient in the use of banking software applications and computer systems, including Microsoft Office particularly Excel and Word applications and credit management software is a plus.
• Basic understanding of regulatory requirements related to credit.
• Strong numerical aptitude and financial acumen.
• Strong analytical and problem-solving skills.
• Extreme Accuracy and attention to detail.
• Outstanding organizational and time-management skills.
• Ability to:
  • Ability to handle sensitive information with confidentiality
  • Work independently and collaboratively with team members
  • Work in a fast-paced environment.
• Strong communication and interpersonal skills.
• Strong ethics and reliability.

Equal Opportunity Employer, including protected veteran status

PI288101021